Kmpzzz / Shutterstock.com Credit card debt is increasing, and with rising interest rates, managing balances has become more important than ever. As economic conditions shift, many people find it harder to keep up with payments, making it essential to take proactive steps to stay in control. Whether you’re working to pay down existing debt or […]
Art_Photo / Shutterstock.com Inflation is inching up again. In January, prices rose 0.5% from the prior month and 3% from one year prior. This marked the third consecutive month in which both the one-month and the annual inflation rates increased. In fact, both those inflation rates are now higher than they have been in more […]
AYO Production / Shutterstock.com Rewards points are good. What’s even better? Wringing all you can from credit card rewards programs by teaming up with your spouse or partner. Couples who plan together and coordinate their spending can reap bigger benefits. Following is a look at how to get started. Source link
Iryna Inshyna / Shutterstock.com Boomers and Millennials navigated adulthood in vastly different economic, social, and technological environments. Boomers turned 30 in the late 1970s to early 1990s and entered a workforce with more job stability and affordable housing. Millennials reaching 30 in the 2010s and beyond have faced rising costs, student debt, and an evolving […]
Jakub Krechowicz / Shutterstock.com Economic downturns are inevitable, but that doesn’t mean your investments have to suffer. Some assets tend to hold their value—or even thrive—when the economy slows down. Choosing the right investments can help protect your wealth and secure your financial future. Recession-resistant investments typically provide steady income, retain value despite market downturns, […]
One adjustment I’m making to my net worth asset allocation is reducing exposure to closed-end venture capital funds while increasing allocation to open-ended venture capital funds. Closed-end venture capital funds follow a traditional model: you commit capital, fund capital calls over several years, and rely on the general partners to make great investment choices. I […]
The beauty of hard work is that any able-bodied person can do it. If you put in more hours honing your craft than the average person, chances are you’ll achieve far greater success than the average person. If you happen to be rich, well-connected, and blessed with movie-star looks, combining those advantages with relentless effort […]
On February 6, 2025, the White House announced a series of tax cuts primarily benefitting the middle class and retirees. Here’s what’s on the table: No tax on tips No tax on Social Security benefits for seniors No tax on overtime pay Renewing the Trump Tax Cuts from the 2017 Tax Cuts and Jobs Act Adjusting the […]