I keep reflecting on how incredible 2024 was. With the S&P 500 up 23%, Bitcoin surging, and residential real estate climbing in most of the country, personal finance enthusiasts have had an amazing year. The investment gains almost feel like free money—and who doesn’t love getting something for free? With the return of volatility, we […]
Finding the money for travel is one of the biggest challenges people face when it comes to taking a trip. It can take years to save up for that dream trip! And, when people finally save up enough and hit the road, what do most of them end up doing? They throw money away on […]
Freeman / Money Talks News Every weekend, I recap “news you can use” from the week — a handful of quotes from major (and often expensive) news sources — so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an […]
Pra Chid / Shutterstock.com When tax season rolls around, most people’s first instinct is to pay for an accountant or online tax filing software. But did you know that many people can do their taxes for free? The tax prep industry offers many expensive methods to do your taxes, but savvy filers and low-income taxpayers […]
Chip Somodevilla / Shutterstock.com Student loan forgiveness is again in the spotlight, with potential shifts under Trump’s administration that could impact millions of borrowers. The future of student debt relief is uncertain, from changes to repayment plans to adjustments in federal forgiveness programs. If enacted, these policy changes could alter how borrowers manage their loans […]
We love transferable credit card points here at TPG. The ability to transfer your rewards to a wide range of airline and hotel loyalty programs at a moment’s notice provides valuable flexibility to maximize your travel. You’re not locked into a single redemption scheme as you plan your trips. If you can’t find the seats […]
Jonah Elkowitz / Shutterstock.com The Consumer Financial Protection Bureau (CFPB) has long defended your financial rights by capping unfair fees, regulating predatory lending, and ensuring accurate credit reporting. Now that the Trump administration wants to dismantle the agency, taking control of your financial future is more important than ever. Explore five key measures once enforced […]
Valiik / Shutterstock.com Recent efforts to streamline government operations under the Trump administration include significant IRS budget cuts, including plans to lay off 6,700 employees—mostly probationary workers with less than two years of service. These cuts come during tax season, raising concerns about delays, reduced assistance, and weaker enforcement. With fewer resources, the IRS may […]
Starter travel rewards cards come in all shapes and sizes. If you’re looking for a way to earn frequent flyer miles with your favorite airline, numerous options are available. No-annual-fee airline credit cards are also fantastic options for experienced award travelers who already own multiple cards in their wallets. These cards can help you top […]
Babooo0 / Shutterstock.com Donald Trump is ramping up tariff policies, proposing sweeping new import taxes that could spike consumer prices. The plan includes a broad 10%-20% tariff on imports and a massive 60%-100% hike on Chinese goods. Tariffs function as taxes on foreign products, often leading to higher consumer prices while aiming to boost domestic […]