Jonah Elkowitz / Shutterstock.com The Consumer Financial Protection Bureau (CFPB) has long defended your financial rights by capping unfair fees, regulating predatory lending, and ensuring accurate credit reporting. Now that the Trump administration wants to dismantle the agency, taking control of your financial future is more important than ever. Explore five key measures once enforced […]
Valiik / Shutterstock.com Recent efforts to streamline government operations under the Trump administration include significant IRS budget cuts, including plans to lay off 6,700 employees—mostly probationary workers with less than two years of service. These cuts come during tax season, raising concerns about delays, reduced assistance, and weaker enforcement. With fewer resources, the IRS may […]
Starter travel rewards cards come in all shapes and sizes. If you’re looking for a way to earn frequent flyer miles with your favorite airline, numerous options are available. No-annual-fee airline credit cards are also fantastic options for experienced award travelers who already own multiple cards in their wallets. These cards can help you top […]
Babooo0 / Shutterstock.com Donald Trump is ramping up tariff policies, proposing sweeping new import taxes that could spike consumer prices. The plan includes a broad 10%-20% tariff on imports and a massive 60%-100% hike on Chinese goods. Tariffs function as taxes on foreign products, often leading to higher consumer prices while aiming to boost domestic […]
create jobs 51 / Shutterstock.com Investing can be one of the most powerful ways to build wealth, but without the right approach, it can also be risky. Many investors make costly mistakes by ignoring basic principles or chasing short-term gains. A strong investment strategy starts with knowing if and when you should invest and then […]
Gustavo Frazao / Shutterstock.com Credit card debt in the U.S. has reached alarming levels, with Americans now owing a staggering $1.17 trillion on their credit cards–a dramatic surge from $770 billion in early 2021. Getting out of debt requires smart strategies and insider knowledge. These insider approaches can accelerate your debt payoff journey, saving you […]
MargJohnsonVA / Shutterstock.com Each year, Social Security benefits increase by an amount based on the rate of inflation over the previous year. That’s known as a cost-of-living adjustment, or COLA. But how exactly do recent COLAs compare with past increases? We took a look at Social Security data to find out. Following are the cost-of-living […]
eddtoro / Shutterstock.com Winter can be brutal on your home and wallet, with rising heating costs, expensive travel, and unexpected weather-related repairs. But with the right strategies, you can stay warm without spending a fortune. From energy-saving tricks to smart shopping hacks, these blizzard-proof tips will help you cut costs and make the most of […]
Katherine Welles / Shutterstock.com Taxes were on everyone’s mind during the election season, with 36% of voters rating them as “extremely important” and another 39% rating them “very important,” according to a Gallup poll. These concerns reflected far past the presidential election. In several states, residents had the opportunity to vote on property tax legislation […]
Stella_E / Shutterstock.com Senior workers who continue to punch the clock after the age of 65 may have unlocked the secret to health and happiness. A recent National Poll on Healthy Aging report based on a survey of more than 3,400 people aged 50 to 94 found that those who work past 65 report benefits […]