F01 PHOTO / Shutterstock.com We live in a world that’s constantly encouraging us to spend. From targeted ads to the convenience of one-click purchases, it’s easy to fall into the trap of mindless spending. (We’ve all been there at some point in time, right?) But what if you could hit the reset button on your […]
Krakenimages.com / Shutterstock.com We all dream of building wealth, saving more, and achieving financial freedom. But let’s be honest — overhauling your budget or making drastic lifestyle changes can feel overwhelming. What if I told you that small, incremental changes could lead to big results over time? Enter the 1% rule, a simple yet powerful […]
Recently, I went off the deep end—living like a degenerate gambler and party animal—and I wanted to reflect on it. Perhaps to nobody’s surprise, I don’t think having extreme amounts of fun is good for your financial future. It’s probably also not good for your health. In our personal finance world bubble, where we go […]
sirtravelalot / Shutterstock.com We hear it all the time. You believe you have adequate savings, but are struggling to shift from a savings mindset to a spending mindset. You’ve worked hard and saved diligently, but now that it might be time to enjoy your money, you find yourself hesitating. The truth is, spending in retirement […]
Jonathan Weiss / Shutterstock.com Imagine it: a thrift store where everything is on sale — a place where even bargain-basement prices aren’t quite low enough. That place exists. It’s called the Goodwill Outlet. Nicknamed “the bins” because a majority of items are simply dumped into giant rolling bins, Goodwill Outlet stores sell used merchandise by […]
Melpomene / Shutterstock.com Building and protecting wealth isn’t just for the ultra-rich—it’s about making smart financial decisions at every stage of life. A solid strategy can help reduce risk, limit tax burdens, and create long-term stability, whether you’re already a high-net-worth investor or working toward financial independence. From optimizing investments to planning for future healthcare […]
Kmpzzz / Shutterstock.com Credit card debt is increasing, and with rising interest rates, managing balances has become more important than ever. As economic conditions shift, many people find it harder to keep up with payments, making it essential to take proactive steps to stay in control. Whether you’re working to pay down existing debt or […]
Art_Photo / Shutterstock.com Inflation is inching up again. In January, prices rose 0.5% from the prior month and 3% from one year prior. This marked the third consecutive month in which both the one-month and the annual inflation rates increased. In fact, both those inflation rates are now higher than they have been in more […]
AYO Production / Shutterstock.com Rewards points are good. What’s even better? Wringing all you can from credit card rewards programs by teaming up with your spouse or partner. Couples who plan together and coordinate their spending can reap bigger benefits. Following is a look at how to get started. Source link
Iryna Inshyna / Shutterstock.com Boomers and Millennials navigated adulthood in vastly different economic, social, and technological environments. Boomers turned 30 in the late 1970s to early 1990s and entered a workforce with more job stability and affordable housing. Millennials reaching 30 in the 2010s and beyond have faced rising costs, student debt, and an evolving […]