Which loan is right for you?
Conventional loans: You have a credit score of 620+, stable income, and can put at least 3% down.
FHA loans: You have a credit score of 580+ (or 500+ with 10% down) and a higher DTI ratio.
VA loans: You’re […]
After weeks and weeks of searching for the perfect home in Seattle, WA, you’ve found yourself looking up at the Holy Grail of houses. It checks all the boxes – plenty of storage, a backyard, walking distance to shops – but your Redfin Real Estate agent tells you that it’s located in a master-planned community. […]
Surveys consistently show that most parents want to help their children pay for college. But if you haven’t been saving for years and don’t earn enough to sign over a chunk of your income to tuition bills, that help may have to come in the form of taking on debt. In fact, nearly one in […]
Palo Alto Networks Today PANW Palo Alto Networks $183.03 -10.81 (-5.58%) As of 04:00 PM Eastern 52-Week Range $142.01 â–¼ $210.39 P/E Ratio 104.59 Price Target $209.42 The technology sector is in a constant state of transformation. The rapid adoption of artificial intelligence (AI) and the shift to multi-cloud environments have created immense opportunities, but they have […]
Key takeaways:Â A cash offer on a house means the buyer pays the full purchase price upfront without relying on mortgage financing. Buyers making cash offers gain a competitive edge and can often negotiate better terms or pricing. Even without liquid funds, buyers can explore bridge loans, private lenders, or creative financing to structure a […]
It seems that trading the S&P 500 index lately has become an afterthought for most investors on Wall Street, especially considering how little volatility there has been recently to compress the number of opportunities for a profitable run. However, that doesn’t mean money is just going to sit idly by; there are signs of activity […]
Making an offer on your dream house can be very exciting and simultaneously quite nerve-wrecking. In today’s competitive housing market, it’s not just about the price — it’s about presenting yourself as the most appealing buyer. Whether you’re a first-time buyer looking for a home in Birmingham, AL or a seasoned investor on the hunt […]
Whenever sentiment changes for a stock, investors can typically spot the shift before the big move happens and a window of opportunity quickly closes. A subtle sign can be found in a stock’s trading volume, as any significant increase above the typical or average volume is usually one of the first signs of positioning before […]
A jumbo loan, or jumbo mortgage, is designed for homebuyers purchasing high-priced properties – whether that’s a luxury home in Charlotte or a condo in a city like San Francisco where home prices exceed standard loan limits. Because these loans go beyond the limits set by the Federal Housing Finance Agency (FHFA), they follow different […]
Like many things, diversification isn’t a priority to many investors until it is. In 2025, a weak dollar has many investors looking for better returns from international stocks. The macroeconomic view is that a weaker U.S. dollar (USD) increases the value of foreign earnings when converted to USD, making international stocks more attractive. The passage […]